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Articles by Calum MacKenzie

Florida Home Inspections: Common Issues by Calum MacKenzie
Article issued on: 11-Oct-2008, Article Visits: 5, Article Rating: 2.7 of 5, Category Business
        What's the most important consideration when buying a home? Price, location, size? Most people won't ordinarily think a home inspection is particularly crucial—it's something that most of us do, but we don't necessarily stop to consider just how important it is. The home inspection gives you a complete idea of what problems are present in the home, and what's needed to fix them, so ... [more»]

Florida Homeowner s Insurance: Top Ten Ways To Save by Calum MacKenzie
Article issued on: 16-Sep-2008, Article Visits: 6, Article Rating: 3.22 of 5, Category Finance
        Homeowner's insurance may soon be increasing for Florida residents—and even more for those living in the southern part of the state. This is the ideal time to check your policy and your home to see if you can cut your costs and make up for the rates hike. Your Policy One of the simplest ways to decrease your insurance premiums is to increase your ... [more»]

Florida Property Insurance Changes Will Affect Most Homeowners by Calum MacKenzie
Article issued on: 09-Aug-2008, Article Visits: 7, Article Rating: 3.41 of 5, Category Business
        In the wake of Hurricane Katrina and other destructive storms, getting affordable property insurance hasn't been easy. Many private insurers shed high risk clients after storms in 2004 2005, and raised assessments for others. For those who could no longer afford private insurance (or who were declared uninsurable by private insurers), state insurer Citizens Property Insurance Corp is the last resort. Over the last ... [more»]

Practical Tips to Make Moving Easier by Calum MacKenzie
Article issued on: 08-Aug-2008, Article Visits: 7, Article Rating: 3.46 of 5, Category Home Management
        Practical Tips to Make Moving Easier From packing to keeping track of pets, kids, and valuable items, moving day can be an absolute nightmare from start to finish. It doesn't have to be, however—use these eleven practical tips to take the stress out of your next move, and start enjoying your new home sooner. The Earlier you Start, the Better off You'll Be on ... [more»]

Understanding Florida Real Estate Taxes With Florida's Amendment 1 by Calum MacKenzie
Article issued on: 10-Jul-2008, Article Visits: 7, Article Rating: 2.78 of 5, Category Business
        Florida's real estate tax laws can be tricky to understand. There are several factors which affect the size of your property tax bill, so if you're buying property in Florida or are relocating, it's important to understand how taxes are calculated. Property values are in constant flux just as the real estate market is, so getting an accurate, current assessment is important. The assessed ... [more»]

Get Ready For Florida Hurricane Season by Calum MacKenzie
Article issued on: 06-Jun-2008, Article Visits: 4, Article Rating: 4.38 of 5, Category Home Management
        Hurricane season is fast approaching for those of us living in Florida. With it comes the risk of heavy winds and floods that can do plenty of damage to our homes. It's time to dust off disaster supply kits and make sure they're full of all the supplies you might need, and make sure your family knows what to do in the event of ... [more»]

Florida School Grading System by Calum MacKenzie
Article issued on: 30-Mar-2008, Article Visits: 7, Article Rating: 3.21 of 5, Category Reference & Education
        To unify curriculum and learning benchmarks, Florida State created the Sunshine State Standards, or SSS. These regulations outline what each student should learn during their current school year before being promoted to the next grade level. By adopting these standards, schools are better equipped to assign realistic goals to each student and teachers can concentrate on how to teach, rather than what to teach. ... [more»]

Salt and Chlorine Pools: Which is Best? by Calum MacKenzie
Article issued on: 06-Mar-2008, Article Visits: 9, Article Rating: 3.12 of 5, Category Home Management
        Chlorination has been the traditional method of pool sanitation for decades—almost by default, since there were no alternatives for this crucial aspect of owning a swimming pool. However, for many pool owners, chlorination is an old and outdated pool sanitation method they've discarded in favor of maintaining a salt water pool. Chlorine So what's the problem with chlorine, anyway? It does exactly what it ... [more»]

What The Mortgage Forgiveness Debt Relief Act Means For You by Calum MacKenzie
Article issued on: 26-Feb-2008, Article Visits: 5, Article Rating: 2.94 of 5, Category Finance
        On December 20, President Bush signed a law that is meant to help homeowners who are facing foreclosure or who sell their homes in a short sale. Before this law, the Mortgage Forgiveness Debt Relief Act of 2007, if your bank or lender forgave a portion of your mortgage debt because the value of your home had decreased, the IRS treated the forgiveness as ... [more»]

Choosing the Right Pool Heater for the Job by Calum MacKenzie
Article issued on: 26-Feb-2008, Article Visits: 5, Article Rating: 3.24 of 5, Category Home Management
        Having your own private, heated pool is definitely an enjoyable luxury in cooler weather, but if you don't already have a heating system installed, you've first got to decide which system is best for your pool. Usually you'll be able to choose between an electric, gas, or solar powered heating system, but there are plenty of factors to consider when deciding which is right ... [more»]

Protect Your Home From Florida's Storms And Hurricanes by Calum MacKenzie
Article issued on: 23-Aug-2007, Article Visits: 9, Article Rating: 4.24 of 5, Category Finance
        There are some very good reasons for investing in storm and hurricane protection for your home, not the least of which is saving your life in the worst storms. For most homeowners, however, protecting your home from the damaging winds and rain of a hurricane is a matter of protecting your investment. Taking steps to protect your home from severe weather and other catastrophes ... [more»]

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